Tenant broke my windows

[Joel Betances]

Hi guys,

So my tenant broke 3 of my windows estimated cost is $1500.

They claim him and the neighbor got into a argument and the neighbor broke 3 windows to the house.

My question is what are my options:

1) report it to the insurance so they pay for my damages

a) if I do go through the insurance route does my insurance go up similar to how auto insurance goes?

2) pay for it out of pocket and take their deposit when they move out which is in about 60 days. The deposit was only $900 dollars so of course I’ll be at a small loss.

Thanks for the response

[Theresa Harris]

I agree with Nathan.  Your tenant is responsible.  If they then want to go after your neighbour for costs, that is up to the tenant.  Your tenant broke them.