How Are You Using Refinancing to Grow Your Rental Portfolio?

[Kelly Schroeder]

I’ve been thinking a lot about how refinancing can be a powerful tool for landlords. Instead of selling properties to access capital, many investors are using refinancing to free up cash while still holding on to their assets.

For landlords trying to scale, this could be a way to keep the portfolio growing stronger without losing good long-term holds.

Curious — how are you all approaching refinancing in your landlord journey?
-Do you prefer to refinance and recycle capital?

- Or do you lean more toward paying down debt and building equity the traditional way?
- Any lessons learned (good or bad) from refinancing strategies?

Would love to hear how other landlords balance growth with stability when it comes to using their properties’ equity.