Has Anyone Used a Cash-Out Refi to Expand Their Rental Portfolio?

[Kelly Schroeder]

Many landlords I talk to are weighing whether to hold steady or tap into their equity. A cash-out refinance can free up capital without selling, but it also means taking on a new rate and loan terms.

For those who’ve refinanced rental properties recently:

- Did the freed-up cash accelerate your portfolio growth?
- Were you able to offset the higher monthly payments with additional acquisitions?
- Or did you find it was better to leave equity in place and keep stability?

Would love to hear how landlords are thinking about refinancing as part of their long-term strategy.