Am I obligated to compensate tenants?

[Mike H.]

I own a condo property in Dallas area that had 5-6 leak incidents from the unit above.  I, as the Landlord have responded all repair coordinate/cleaning within 24hrs after the report.  However, the tenant is now threaten to suit for the inconvenience the leak has cause them during this period.  Am I obligated to compensate tenants anything? if any, I would think I should be responsible for the utility usage during the drying/construction time, and maybe cost of their old clothing used to soak up water. (although they told me it is okay since they are old clothing that they do not need).

your thoughts, or experience sharing is greatly appreciated.  Thank you in advance!

[Steve Babiak]

Anybody ever hear of this thing called "renters insurance"?  I hear it is supposed to take care of such matters, and that is why it is required (or recommended) by many landlords.