Inconsistent Insuance for BPers

[Stephen Bell]

I've been scanning and reading a lot of posts for the last few months and when people do their breakdowns of their buy and hold investments, I commonly see their insurance as extremely low. Often times, I see something along the lines of $800 a year or $100 a month for insurance. I'm not sure what/where you guys get your insurance but mine is much more than that. Yes I have the replacement cost policy and it is for a non owner occupied MF. I have done a ton of leg work getting quotes from a lot lf companies and mine is still the best around. I have literally called every insurance company mentioned on BP. What do you guys think? Is $800 a year for insurance for real and attainable? Mine is over 3x that amount. Is it just me?

[Joe Bertolino]

Size, age and location determine insurance cost. You can only compare pricing with other local investors.