Does your insurance policy cover pet liability?

[Nathan E.]

I got a quote from my insurance agent with an exclusion for damages or liability caused by pets.  I can think of a few ways to handle it, but would love to hear how you manage this liability.

a) I could have a no pets policy

b) require renters insurance with pet liability

c) Exclude vicious breeds, and pray the little yipper doesnt bite anyone. (doubtful)