Insurance for LLC in Grantor/Land Trust

[Lucas K.]

Hello Everyone,

Long time lurker here...

I am under contract on a four-plex in Kansas City with a friend, mortgage in my name. I plan on putting title into a grantor trust with myself as the beneficiary and then transferring my beneficiary interest to a Missouri LLC my friend and I created. Does anyone on the forum have experience with the appropriate insurance scheme in a grantor trust or land trust scenario? My preferred insurer (I have two SFRs on my own that are in my name) is balking and wanting to just put the trust as the primary insured and my friend and I as additional without the LLC. I don't know enough about insurance to figure this out on my own or even respond to him and am hoping someone with more expertise on here can help me out.

Thank you all for any replies and, if you don't reply here, thank you for all of the posts you have probably put up elsewhere that have been a huge help in my small time real estate endeavors.

Lucas