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Updated over 9 years ago on . Most recent reply

Insurance Claim on Subject To-Financed Property
Two days ago I got a call about a rental property I own Subject To the existing mortgage. Apparently someone tried to rip the HVAC units out for copper, but were caught in the act. However, the units are very badly damaged.
I would like to file a claim through the loan holder's home owner's insurance. Do I need to file this claim, given I have ownership interest, or does she need to do it?
As a side note, I also have a monthly plan through American Home Shield that this property is tied to. Will they help?
Please advise, fellow BPers!