Cash out Refinance Rochester NY

[Ralphy Rosado]

Hello BP. 

I Have 5 Rental Properties I bought with credit cards from the range of 13,500 to 15,500.

I invested 2,000 to 18,000 into my property to get them rent ready.

I believe the property market value range from 45,000 to 70,000

I now have 100k of credit card debt and I would love to cash out refi all my properties. And buy more. 

I am stuck because my credit score has drop because max out cards. 

I have never been late till now knock on wood.

My rent range from 900 to 1266 a month 

I have a net income of 5200 a month before expensive from my property a month. 

My thought about just paying them off with the income but that will take me years and the interest will kill me. 

Any pointer BP.