I used cozy.co to vet a potential tenant (credit and background) and the tenant passed with flying colors. Would you still ask for their SSN on the rental application? Thanks.
Cozy does,, so yes you can ask for it once they apply and pay the deposit..along with copy of DL photo ID.
@Deanna McCormick Thanks. I figured I might still need the SSN in case I ever had to evict.
It's just good idea to have it.. so you know whoever filled out on cozy is the person, your talking to..
What are you going to do with it exactly? I'd rather not have anyone's social security if I can avoid it. I require it on the applications because I need it to run the credit/criminal/eviction checks.
Unfortunately, my houses are in a couple of different counties and I use different attorneys for each one. One of the counties I need the social for the eviction to prove that the tenant isn't in the military (the attorney does some military service check or something with it).
But the other counties I don't so I just shred those.
To me, as long as you don't need the social for anything any more, I'd rather not have it. Just a risk to you that someone may actually get a hold of it and the tenant blames you- even if it was obtained some other way. If you never get it, they can never say you were the cause of it getting into someone's hands.
In this case, I'm going to say that less is better. :-)
Hey there--Just to clarify, Cozy never stores tenants' SSNs, so if landlords need to keep a record of IDs or SSNs, you'll have to handle that outside of Cozy.
I believe the way most credit verification works now, as opposed to three years ago, is that the tenant gives their SSN for the credit check directly to the verification service and the landlord doesn't see it. I'm sure it has to do with new federal statutes or guidelines.
I still collect SSN and DL info. I want leverage over my renters in case they think about doing something shady like making a midnight move out after selling the appliances. In addition if they refuse to give me a SSN and DL then I already save in further screening costs.
@Mike H. What information do you need to file an eviction? Is driver license enough? I prefer not to have tenant's SSN either. Thanks.
Just e-mail Equifax --- LOL
@Thomas N. Typically you just need copies of the lease and the 5 day notice. But in this one county I'm in, they want some check done against the military enlistment rolls or something and my attorney can only do that with an ssn. If the tenant doesn't show up to the eviction and the attorney hasn't done the military check, the judge won't grant the eviction.