Insurance question: Reasonable insurance coverages for upstate NY

[Chad Kastel]

Hello Fellow Landlords,

     I'm closing on a property Friday and I've gotten a bunch of insurance quotes.  But I've realized these aren't apples to apples.    I'm buying a property for $78,000.  I'm thinking for 1 million dollars in limits.  What I don't know what to do is what coverages to ask for.    In addition, this property has a commercial unit which has added a layer of complication.  Any help or articles you can point me to will help.