Is it ethical to encourage tenants to get pay day loans

[Al Williamson]

Did anyone catch the AAOA post about a Utah Apartment Assoc. teaming up with a payday loan comapny to help tenants pay rent? Really, does anything go or is this over the line? Here's the link:
http://www.american-apartment-owners-association.org/blog/2012/03/12/landlords-partner-with-payday-loan-service-to-improve-rent-collection/

[Andy Hayes]

Originally posted by James Martin:

I feel that it is another snare to keep poor people poor. Even when your money runs tight, a pay day loan never comes to mine. A trim carpenter will never catch a falling saw, its unforgiven if you do!

I agree.
When my daughter was 17, I took her to a payday loan store and walked her through the charges for a payday loan. I told her that it was better to go without a few meals than to borrow money from a payday lender.
I'm very happy to say that, at 22, she has almost one month's pay saved in a rainy day fund and no student loan or any other debt ... she graduated from college last May.

If you are even contemplating getting a payday loan, you've already made multiple poor financial decisions.