LLC for AL rental property

[Deborah Lynch]

Hello, I'm buying my first SFH rental property in Alabama and will hold it in an LLC. 1) Is it best to form the LLC in Wyoming, or should it be an Alabama LLC? 2) The loan will be in my name and then I will either transfer title to the LLC or just add the LLC to the insurance - is the latter the best way to proceed to avoid triggering a possible due-on-sale event? Thanks, Deborah