I get the security of having a home paid for. So here for my example we have a person with a business in the 20-25% tax bracket. Business makes 100K profit for the year OR the company invests the 100k in real estate properties, makes no profit that year and takes out loan/loans on his or her paid off properties for 100k at say 5% and uses that to live on or put it in the bank. That is a savings of 15-20%. So my question is would you feel just a secure it you did the above and put the money in the bank? (In reality it may be wise to show some profit just shift things to the lower tax bracket.)