Updated about 5 years ago on . Most recent reply

Other structures homeowners insurance
Triplex is 2500 sq ft. I paid $130,000. The dwelling coverage is $506,000. Other Structure coverage is $50,600 (standard 10%). There are no other structures on the property. No garage, no shed, no fence. There is a small sidewalk with steps. Would it be a huge risk to lower the other structures amount? Thanks