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Updated over 4 years ago on . Most recent reply

Shion Queen's profile image
Shion Queen's profile image
Shion Queen
  • from Los Angeles, CA
  • Member since Dec 2, 2018
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33
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Shion Queen's profile image
Shion Queen's profile image
Shion Queen
  • from Los Angeles, CA
  • Member since Dec 2, 2018
Connect
Shion Queen
  • Los Angeles, CA
5
Votes |
33
Posts
General Landlording & Rental Properties

Investment Property Financing Question

Shion Queen
  • Los Angeles, CA
Posted

Can you refresh my thought process on investment property financing?  If I finance a property as an investor (not a resident) on a duplex that is occupied with long term tenants and I put 20% down, would it be realistic for me to qualify if I have a high fico and the rents offset the mortgage?  I am concerned about the debt to income ratio. And what if the dwelling wasn't rented out yet, does that pose a financing challenge as well? 

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