Hello, I would like to use the BRRRR strategy for buy and hold rentals. However, I do not qualify to refinance property based on conventional guidelines. Are there non-traditional lenders who will let me refinance based only on the rental income without verifying my personal income? If so, can anyone please recommend lenders who will do this?

Hey @Michelle Kotler , yes there are lenders that underwrite to the property's income and do not take into consideration your personal income/DTI/net worth, etc. More of an emphasis will be placed on your credit score and the property. Where is the property located, what's your estimated credit score, and what's the property's projected value? Those 3 things will inform on what's the best route to take.