Life Insurance 101: Cash Value, Max-Funding, Whole Life vs. IUL

[Thomas Rutkowski]

Educational Only!

Don't do infinite banking or be your own bank strategies with life insurance until you understand the basics. The purpose of this session is to take the mystery out of permanent life insurance. When you take a peek under the hood and look at the mechanics of a permanent life insurance policy, you’ll find that it is actually very simple. I get tired of seeing YouTube videos and so-called experts making Whole Life sound mysterious and esoteric. Its not. YOU, as a consumer, need to understand the product that you are purchasing before you commit to using it as a bank to fund your real estate.

This session will provide the fundementals so that we can start taking a deeper dive into The Double Play: using life insurance to fund real estate.

This is the second of a once a Week, 20-Minute Webinar series covering every key aspect of Life Insurance and "The Double Play". 

Webinars will be every Thursday at 1pm Eastern. 

Signup for a reminder each week

Thursday February 13th @ 1pm Eastern

Register Here

Future topics will include:

2/20/2020 The Business Case for Leveraging Cash Value

We're going to take a close look at the business model that I use to compare putting $X amount per year into life insurance and leveraging the resulting cash value to invest in Y growing at Z% against simply taking $X and investing it directly in Y and skipping the life insurance. Its an apples-to-apples comparison of using life insurance vs not using it.

2/27/2020 – Which is better for the Double Play: Indexed UL or Whole Life?

3/5/2020 – Minimum vs Maximum Funded Life Insurance Policies

3/12/2020 – Debunking the Common Myths About Life Insurance

3/19/2020 – Premium Financed Life Insurance: Flipping the Double Play on its Head

3/26/2020 – Understanding the Costs in a Life Insurance Policy

4/2/2020 – The #1 Costliest Mistake Most People Make When They Set Up a Policy

4/9/2020 – Is Buy Term and Invest the Difference Really Better? Let’s Analyze the Numbers.

4/16/2020 – 3 Things to Look for in a Properly-designed Policy

4/23/2020 – 3X the Income from the Same Amount of Savings: Life Insurance as a Retirement Plan

4/30/2020 – Understanding Indexed Universal Life: Caps, Floors, Crediting Rates, and Myths

5/7/2020 – What Companies are Best for Double Play Policies?

5/14/2020 – Why you Shouldn’t Use a Policy Loan. What to do Instead

5/212020 – Understanding Life Insurance Illustrations

5/28/2020 – Common Tricks Agents Use on Illustrations

6/4/2020 – Understanding Fixed, Variable, and Indexed Policy Loans

6/11/2020 – Understanding the Guaranteed Rate in a Life Insurance Policy

6/18/2020 – How to Get the Most Cash Value in a Policy

6/25/2020 – When is the best time to use a policy loan? The Advantage of an IUL for the Double Play

Recordings of past webinars will be available on YouTube and at innovativeretirementstrategies.com/Webinar Library. If you sign up, you'll automatically receive a link to the recording.