Condo or Single-Family: Which Property Wins the 2025 Bonus Depreciation Game?

[William Thompson]

Ever wonder which gives you more tax power — a condo or a single-family home?

With the 2025 “Beautiful Bill” officially bringing back 100% bonus depreciation, this question just got a whole lot more interesting.
Here’s the real talk from a CPA’s perspective:

Condos often have the edge.
Because you don’t directly own the land, more of your purchase price goes toward “depreciable stuff” — like appliances, flooring, lighting, and fixtures that can be written off right away.

Houses can still win.
If the land value is low or there are big outdoor improvements (pool, driveway, fencing, etc.), those can also qualify for bonus depreciation.

Key move: Do a cost segregation study. It breaks your property into short-life assets that qualify for 100% write-off under the 2025 law. That’s where investors are unlocking massive first-year deductions.

Curious how others here see it:
Have you tried cost segregation on a condo yet?
Did it give you a bigger write-off than your single-family deals?
Let’s compare notes — I’m seeing some surprising numbers this year.