Which insurance for hosts?
I own an Airbnb in the US. I would like to make sure I am cover if the guests injury themselves. Also, if they break something (Airbnb doesn't always reimburse fairly). Also if there is more than $300 of damage, the procedure with Airbnb is complicated. For example, I would need to get a police report, etc.
Do you recommend any insurance company policy? What's the annual cost?
Thank you.