Business insurance for AirBnB if renting a room in your home?

3 Replies

I am considering renting out a room in my primary residence through Airbnb. I have home owners insurance and an umbrella policy and I see that Airbnb provides insurance as well. I have done some reading and saw that my home insurance and umbrella won't cover anything if I'm Airbnbing. Would the provided Airbnb insurance be enough or would it be wise to explore business insurance options?

I have proper and cbiz insurance which does both what you are asking for, it covers  like a normal home insurance and covers the business side.  Also when renters are renting with vrbo there's another 1 million insurance coverage on top of your home insurance