AIRBNB and home owners insurance

[Daniel Peavy]

Hello,  I have a lake property that I rent out on AIRBNB.   I have a question for people that have AIRBNB properties.   Do you keep the same amount of homeowner insurance coverage as you would on a regular rental property or lake property or primary residence?  Or did you add additional insurance?  I know AIRBNB has like $1 Million in insurance coverage but I do not know if that covers you if you are sued and if there is loop holes to prevent AIRBNB from protecting the property owner.   I informed my insurance company of what I was doing and added additional coverage to protect my and my property.  I would like to see what other people have done with their properties.  The extra coverage obviously cost more money and that is the reason I am asking.

Thanks!

Daniel