What is a good umbrella insurance?

[Gin Zhuang]

Hi everyone,

I currently have a duplex rental in California and one rental in Georgia, and I’m planning to pick up a few more in the Midwest. I’ve seen a lot of people recommend getting a good umbrella insurance policy to protect both rental properties and personal assets, but I’m still a little unsure about what actually makes an umbrella policy “good.”

So, what is a good umbrella insurance? Do you have any recommendations on companies you’ve had good experiences with? Also, what key terms or coverage features should I be looking out for when choosing a policy?

Thanks so much for your help!

– Gin