Any lenders lending to self employed? (for primary residence)

[Julie Hill]

I would love to refi my primary home (and if possible do a cash out refi on another property) but I'm self-employed and of course most of my 2020 income has moved to 2021 since my main job is in the wedding industry.  So while 2020 sucks, 2021 is going to be a ball buster (hopefully).  My regular broker thinks he can get the refi done on my primary but at 3%.  That's great of course, but a friend just got 2.75% and I called her broker and he was like "nope - not doing anything for self-employed right now even if you have stellar credit".  Are there other options that are actually doing loans for people like me right now?   I'm in Denver. 

[Jon Reed]

I would not worry about a 0.25% difference in rate... if you have someone already set at 3.0% then go for it.