University Student looking to broaden knowledge– Advice Welcome

[Andrew Fletcher]

Good evening,

My name is Andrew, I’m 22 years old, and I wanted to take a moment to reintroduce myself to the community. I’m currently a university student with one year left, studying and working in the healthcare field. My military background has instilled in me a strong sense of discipline, motivation, and a willingness to learn—qualities I now channel into my pursuit of real estate investing.

I’ve been following BiggerPockets since I was about 17, dedicating the past several years to expanding my real estate knowledge through countless podcasts and several books, including Rich Dad Poor Dad, The Millionaire Real Estate Investor, Section 8 Bible, and Inc. Yourself. I’m always on the lookout for my next great read to further my education.

For years, I’ve been on the sidelines—watching others live the dream I aspire to—while learning the importance of networking, something I’m now making a more intentional effort to pursue. I’m eager to become more active in the investing and networking space, even though I’m not yet in a position to purchase a property on my own. I have been researching out-of-state investing markets like Columbus, Indianapolis, and Canton, but I still have much to learn about analyzing markets and these specific areas. I am interested in single-family or multi-family homes with a positive cash flow, but more importantly, I am looking to get my foot into the market and further my education by starting my investing journey. I will always have a lot to learn in this business, but I do believe my next step is my education is finally getting off the sidelines and learning firsthand.

Like many aspiring investors, my biggest hurdle has been saving for a down payment, despite living frugally. I have been able to save a good amount while in university for a down payment, but not a full 20% +CC down payment. I've also been exploring creative financing strategies, as I may not yet have the qualifying DTI ratio or two full years of stable employment history. Still, I'm determined to find a path forward, leveraging my growing knowledge, resourcefulness, and willingness to work hard to make my first deal happen and to work on connecting with like-minded people who may have once been in my position.

[Alan F.]

Quote from @Andrew Fletcher:

Good evening,

My name is Andrew, I’m 22 years old, and I wanted to take a moment to reintroduce myself to the community. I’m currently a university student with one year left, studying and working in the healthcare field. My military background has instilled in me a strong sense of discipline, motivation, and a willingness to learn—qualities I now channel into my pursuit of real estate investing.

I’ve been following BiggerPockets since I was about 17, dedicating the past several years to expanding my real estate knowledge through countless podcasts and several books, including Rich Dad Poor Dad, The Millionaire Real Estate Investor, Section 8 Bible, and Inc. Yourself. I’m always on the lookout for my next great read to further my education.

For years, I’ve been on the sidelines—watching others live the dream I aspire to—while learning the importance of networking, something I’m now making a more intentional effort to pursue. I’m eager to become more active in the investing and networking space, even though I’m not yet in a position to purchase a property on my own. I have been researching out-of-state investing markets like Columbus, Indianapolis, and Canton, but I still have much to learn about analyzing markets and these specific areas. I am interested in single-family or multi-family homes with a positive cash flow, but more importantly, I am looking to get my foot into the market and further my education by starting my investing journey. I will always have a lot to learn in this business, but I do believe my next step is my education is finally getting off the sidelines and learning firsthand.

Like many aspiring investors, my biggest hurdle has been saving for a down payment, despite living frugally. I have been able to save a good amount while in university for a down payment, but not a full 20% +CC down payment. I've also been exploring creative financing strategies, as I may not yet have the qualifying DTI ratio or two full years of stable employment history. Still, I'm determined to find a path forward, leveraging my growing knowledge, resourcefulness, and willingness to work hard to make my first deal happen and to work on connecting with like-minded people who may have once been in my position.

Find some kind of side gig within real estate where you live. Keep learning, stabilize your career strengthen your FICO & lower your DTI. Don't get blinded by shiny object, persevere but be patient. Best of luck to you.