Hey everyone, very excited to be here. I was referred to the podcast from a friend of mine about 2 weeks ago and probably listened to maybe 30+ episodes so far. Currently working a full time job and also own a small car dealership(about 15 cars). Over the last few years we have been avid Dave Ramsey fans. We will have our dealership paid for this year and our house paid off in 1.5 years(Lord willing). 

Since we are nearly terrified of debt, the real estate investing is very scary to us. I've read Rich Dad years ago and I understand the concept, but it's still terrifying. My boss(wife) is giving me permission to invest in one property at a time once we pay off our house, so that gives me about 1.5 years to get educated. 

Speaking of debt, if we are going to go forward and use it to invest, are there parameters that y'all use as rule of thumb?.......such as, should i never borrow more than my total net worth??...or not take a bigger monthly payment than i can afford with my personal income just in case the investment goes vacant for a long while or the economy goes sideways? 

Favorite episodes so far... 2, 10, 17***, and 302.

And my goals are not to be a mega millionaire, but to have financial freedom and freedom to move around the country and travel. 

Thanks for all the help, and keep up the good work Josh, David, and Brandon!!! 

38 years old, married, with 2 children.