Thank you BiggerPockets. I am loving being able to use the calculator to really get an understanding before I start investing. My credit is almost where it needs to be, I just need to build up some kind of reserves and/or down payment before I purchase my first property. I am only a few months away from my goal.
Currently living pretty frugal. I was renting a room in a friends house for 300/mo, then moved to another friends house for 400/mo, and now I’m living for 500/mo. My radio went out on my car and I have just been living without a radio, I don’t want to blow $800 on something I can live without. Also, I’m 6’3” 265lbs squeezing into a Ford Focus, but I love that low $200/mo car payment, and my 33 mpg. I went from a mid 400 to a 612 credit score in 1 year. Almost out of my 8k debt hole I made a couple years back. All while making 37k a year with my w-2 job, I also have 3 other side jobs. I work for 2 different bars and run delivery orders.
What really lit a fire under me, was my kids mother moving halfway across the US. My kids keep me motivated, I am blessed to be able to video chat with my 2 biggest fans weekly. One day I will be able to have a home near them, and be able to live in Florida part time so I can spend time with them, while also living in Illinois (where I currently live) or Texas. I want my kids to see life is what you make it, or what you let it become.
*This link comes directly from our calculators, based on information input by the member who posted.
Welcome! Thank you for sharing your story. That's awesome that you're doing that for your kids. Congratulations on getting out of debt. I'm working my way towards that too.
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