Throw in the 68 Camaro, Flats Boat and We Got A Deal!
Anyone ever seen this in a purchase deal? My Gosh, you walk into a property and see a salt water aquarium, boat, a classic car, lawn equipment, kayaks, jet skies, furniture, just about anything is negotiable and can be included in the purchase!
You get down to the final stages of negotiations and the seller won't budge anymore, tell the seller..."Okay, throw in the 68 SS Camaro, the leather couches, the lawn tractor, the 200 gallon salt water tank (WITH ALL 14 FISH) and we got a deal!"
On the loan side, just be careful that the Sales Contract doesn't look as if what is generally called "Chattel" (an item of property other than real estate) is part of the sales price/ value of the real estate.
Realtors will write something in the contract like"Personal Items to be left at the property" in front of the list of items.