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Updated over 4 years ago on . Most recent reply

Joe M.'s profile image
Joe M.'s profile image
Joe M.
  • Member since Aug 4, 2020
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Joe M.'s profile image
Joe M.'s profile image
Joe M.
  • Member since Aug 4, 2020
Connect
Joe M.
5
Votes |
17
Posts
Off Topic

Heloc vs refinance question

Joe M.
Posted

Hey!

I own a single family free and clear. I would like to take out a heloc on it. It is non owner occupied. The rate I’m looking at is 4.75%. First 10 paying interest, next 20 principal...

Is it possible to refinance and take cash out on the property instead even though I own it free and clear? If so, which option is better?

Thanks!

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