I recently realized the amount of interest that I am paying the bank based on the mortgage on my home is ridiculously high.  I realized how much money I could save if I had an investor pay off my mortgage, and I would pay the investor a monthly principle and interest payment that will benefit the both of us and or[. Yet, I would still like to remain the owner of the home as I continue to make these payments to the investor.  Also, I want the equity spread from the amount that will be financed through the investor. Basically, I want the investor to serve as the bank and offer the same format the bank offers, in terms of documentation of payments, legal paperwork,equity, ability to sell home later on, and etc. How do I legitimately put this plan into action, where do I begin?