Tax Delinquent within NJ

[Ray Agosto]

I live in central Jersey and i wanna know the process of obtaining tax delinquent list withing the central Jersey area. Anything will help?

[Eric Waterman]

well in NJ we are a tax lien state. Once a homeowner gets behind on their property taxes the county wants their money so they will auction off the back taxes in the form of a lien. Once auctioned off, the homeowner has 2 years to redeem the lien, or pay it off plus whatever interest is owed to the investor.  If they don’t redeem within 2 years the Investor has the right to foreclose on the homeowner. That happens only about 5% of the time. I had been focusing on mailing the homeowners within that 2 year window. I know Monmouth County has a terrific OPRS website that you can find all the tax lien certificates issued. It’s very easy to use.  I would cross check the certs with any redemptions and any unredeemed cert was added to my list. I don’t know about middlesex county, but you could google middlesex county OPRS.