Now is a great tune to cash-out refinance!

[Jon Q.]

I'm not a banker, nor do I broker mortgages or get paid any compensation to refer those seeing to refinance.

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I believe that many markets are now peaking. 

Now is an excellent time to get access to the equity you've built up through a cash out refi (rates low, property prices high).  Then hold on to the cash and wait for the next buying opportunity in your market once prices drop OR invest in another market close to or near a bottom.