Could I bundle four SFHs as a fourplex and "house hack"?

Question

I found four SFHs all next to each other on the same street with the same owner. I was wondering if I could bundle these four properties as a four-plex to use a 3.5% down FHA loan to "house hack." Has anyone tried this or something similar?

Matt K. · Answer

I'd imagine you'd have zoning and legal description issues to overcome.....

John LaVecchia · Answer

@Matt K. I did not know zoning was a public record, thank you for the tip.

John LaVecchia · Answer

@Aaron Klatt Thank you for the feedback, I am going to ask about how the land is divided and the zoning.

Matt K. · Answer

You could just look up the zoning first.

John LaVecchia · Answer

@Matt K. I will definitely have to speak to a lawyer and a lender to see if I can overcome those obstacles.

Aaron K. · Answer

I do not believe so unless they are all situated on one piece of property, but this would be a good question for your lender.

Could I bundle four SFHs as a fourplex and "house hack"?

Could I bundle four SFHs as a fourplex and "house hack"?

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