I am think HELOC is at 80% LTV. I could be wrong.
Thanks Michelle, that's correct that a HELOC would be at 80% LTV. In order to skirt that requirement I'm considering a standard home equity loan (HELO) in the form of "debt consolidation" to pull out 10% equity leaving me with 90% LTV - not available through a standard HELOC.
@Whitney Bowling I'm one of those investors that leveraged too much in the past and have learned from it. IMHO, keep your equity and find capital partners that can finance your deals or save up the money yourself from income. If you leverage up and things don't go the way you plan, you put yourself at financial risk.
You should call around for LTV on HELOC. The pecentage can vary.