Brrrr/house hack? low down payment? 4 unit

[Nick Tebo]

I’m 21, Real estate agent, In central massachusetts, working on getting down payment/repair cash. Plan on buying a 4 unit within next 6-8 months. My goal is to Brrrr/house hack from 4 unit at 5% down to 3 unit 5% down, 2 unit 5% down because my understanding is the bank looks at it as an upgrade of living so allows a lower down payment. (Please correct me if wrong) and then plan on going back up to 4-8 unit depending on deals at 20-25% down with out moving In. My goal is to maximize my money and Brrrr my way up to as many units as possible going in too bigger and bigger deals as I go. Who’s out here doing this? Is it possible?