BRRRR with High DTI

[Marcony Simoes]

Dear All,

I'm considering doing my first BRRR but I have a question regarding the BRRR strategy while having a high DTI and I'm curious to know how others have handled this predicament.

According to the bank I'm working with (Chase) I currently have a high DTI. This is no surprise and I understand the reason for it, which is due to 4 rentals, a primary residence a car loan and one personal loan.

I have very good credit and access to private money but I'm a bit unsure how the bank will treat the refinance with the high DTI.

Any suggestions are appreciated.

Thank You!