How to avoid higher interest rate in a second home

[Allen Lopez]

Hey BP,

So I just closed on my primary residence in July. My mother would like to move to the same city where i live. Long story short, we have been apart for most of our life and I don’t want to be too far away from her.

Anyways, since I just bought my house, as my primary residence, is it possible for me to buy a “second primary” residence? I know it’s not primary if it’s the second lol I have the debt to income ratio and credit score to qualify, so that’s not an issue, Im just wondering if there is a way to avoid having to buy it as an investment property. If I buy it as an invest properly it means higher interest rate, which is what I am trying to avoid.

So my question, how can I buy my mom a house without it being an investment property?

Thanks in advance