All Cash VS Conventional Financing

2 Replies

Please forgive me for not knowing or fully understanding, but what is the not obvious difference between an all cash offer VS a buyer with a loan from a bank? Isn't the sellers end goal being met either way?

Thanks in advance for your time and knowledge.

Which would you prefer, as a seller?

If I came to you and told you that I'm going to pay your asking price, in cash, and that I'm going to waive inspection and appraisal contingencies.  Oh and I'm not bringing a realtor to table and I don't need help with closing. 


My realtor putting in an offer to you for 10% less than asking with home inspection, termite inspection and appraisal contingencies. Oh and I'll also need 1,000's of dollars back at closing because I'm broke. Oh and after the inspection I'll hand you a 5 page list of light bulbs changes and weekend honey-do's to complete. Finally, after the appraisal comes back I'll ask you to come down 1,000's of dollars in asking price because some appraiser that lives in a trailer hates success.

Cash offers with only survey and title contingencies can/may close much quicker and are much less painless.

Free eBook from BiggerPockets!

Ultimate Beginner's Guide Book Cover

Join BiggerPockets and get The Ultimate Beginner's Guide to Real Estate Investing for FREE - read by more than 100,000 people - AND get exclusive real estate investing tips, tricks and techniques delivered straight to your inbox twice weekly!

  • Actionable advice for getting started,
  • Discover the 10 Most Lucrative Real Estate Niches,
  • Learn how to get started with or without money,
  • Explore Real-Life Strategies for Building Wealth,
  • And a LOT more.

We hate spam just as much as you