Home Owners Insurance, Duplex, Built 1898, No Central Heating

[DG A.]

Hi Everyone, 

I needed to get a quote for home owners insurance for a duplex that I'm closing on. I called up Geico, because I have my auto policy with them. After we ran through the quote they told me that they had no providers that would cover my home (except 1), because it's an old victorian with no central heating. 

That one provider that does cover a home with electrical wall heaters, they refused to offer coverage because the home is too old. 

Does anyone know of an insurance provider that will offer home owners insurance on a duplex like mine?

Here's details about the duplex:

• No central heating, has wall heaters though
• Built in 1898
• Top unit 3 bed, 1 bath
• Bottom unit 2 bed, 1 bath
• 1,635 square foot building
• 3,500 square foot lot