1st Lien HELOC options in Georgia

1 Reply | Savannah, Georgia

I am looking to see if anyone has a suggestion for a lending institution that deals with 1st Lien HELOC for a single-family, owner-occupied primary residence in Georgia.

Thank you for any advice that you can provide.

@Timothy Sak In my understanding most banks will be happy to provide you a HELOC given it's you're primary residence. Although some will also do rentals up to a certain LTV. You don't need to talk to a lender about this, as HELOC's are separate and much different in their eyes compared to a regular mortgage or refi. Just walk into whoever you bank with and ask a teller who can help you, it's a much easier process than getting a regular mortgage.