Significant saving after switching to Allstate for 2-4 units in chicagoland

[Henry Lazerow]

No, I don't work for Allstate haha but wanted to share that their pricing algorithms seem to be giving the lowest quotes on 2-4s in chicagoland area right now. One of my properties went down $1400 a year and another down $700 a year. One of my clients saved $800 a year and another client with a smaller 2 unit saved $400 a year. Lower insurance payment = more cashflow! 

Note: I did have one client declined by them because they had two past home insurance claims in their history so it seems they are looking for low risk clients only. 

[Owen Rosen]

I've seen a lot of Allstate rental properties with ACV or market value coverage rather than Replacement cost and other tricks to reduce coverage levels.  In most cases the clients/insured had no idea what they bought.  Make sure you know what you're buying.  All insurance is not created equal.