@Scott Young I have a very risky attitude when I was starting out the business. I did max CCs then take out some Balance Transfers, that was before when I was desperate. HD (and should be same as lowes) is still issued by Citi, so I bet it is a regular credit card but just offer you 5% on all purchases, however, there is a better way, I used to have a bunch of Lowe's discount cards, and HD will match those (10%) and will not offer 5% on top, so it worked for me when I needed it. Back to your question, I would use/apply under business cc account, it gives you 5-10x your capacity when you apply one vs personal. I have one with Amex called Plum, it offers 1% balance of statement month as minimum balance (with a 1.5% back when you pay 10 days after statement closing), but 99% can be paid on the following month. It's not really 60 days, but it's 30 days more than a regular card. I use the Credit Karma app, they rely on TU and Equifax to offer you the best ones. I've been using it rigorously, and they always pull scores softly so nothing will show on your report, or so they say. If you apply directly from a bank or any other application like HD/Lowes, they will hard pull them and it will ding it, with the CK app, I get approved on cards without the ding. I do have Platinum with Amex and Black Card with Barclay on the personal side, then have Plum with Amex, then a couple of dozen tradelines . Again, if you want this route, use all of the business cards first before tapping in personal, IRS will not be happy and they might audit you both on personal and business and that is a can of snakes, not worms anymore.
As what @Aaron McGinnis has said, together with his great wisdom, it is best you get tradeline with a regular supply house, I had no problem getting approved with any amount I applied for with only 3 month bank statement application and references. They carry everything and some don't even have finance charge when you are late, I usually set them up Net 60 or Net 75, but I always tell the accounting department that I need 15-30 days to perform/install their materials, and 30 days to get paid.
Good luck. Hope this helps.