where should we to for look for rehab funds?

[Christopher Oliva]

My business partner and I are in the process of securing a property for a fix and flip.  its looking like the estimated repairs are going to run about 30k.  What would be the better route in order to get funding for the rehab, getting a personal loan from a bank for the amount or using a hard money lender?  

I've already applied to a local bank to see if i could get pre approved for a 30k signature loan, however they came back approving me for 20k.  I feel pretty confident i could go to another local bank and get approved for the additional 10k.

I've never used HML, but i was wondering if it might make more sense to get a HML for the repairs or if it would be better to get the funds through personal loans (if possible).

Any constructive feedback is appreciated!