We're in the process of buying a property in an HOA with a hard money lender. Lender requires funding be to a corporation, LLC.

Just found out the HOA says ownership must be to real persons only and not a corporation. Any ideas on how to get around this ownership restriction? Will putting it in both the individual names and the LLC work?

There are a few HML who will loan to individuals and not just LLC's that would have to be the route traveled but then that also changes the way you should evaluate the property as well if it can't be put into a corp. in regards to tax returns and liabilities is it still a good idea?

The HML will work with a trust as well. We may avoid the whole thing and go with a portfolio bank. May take a little longer, but less cost much less.