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Updated over 5 years ago on . Most recent reply

User Stats

49
Posts
19
Votes
Aaron J Latal
  • St. Louis, MO
19
Votes |
49
Posts

Seasoning period for remortgaging from FHA to conventional

Aaron J Latal
  • St. Louis, MO
Posted

Question: Does anyone have experience refinancing from FHA to conventional in less than 12 months?

Background: I am BRRRRing a duplex and got an FHA loan with the intention to refinance to conventional mortgage after reappraisal. Mortgage officer told me I could when I got the FHA loan and now his colleague that I am working with says I need a 12 month seasoning period after purchase before I can refi out to conventional. I am 6 months in and almost finished with rehab... Confused and concerned.

Thanks for any experience or advice!

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