Service for pulling credit?

[Joshua Andrews]

What service have you guys used or recommend to pull credit on borrowers when doing due diligence on a file?

Appreciate the feedback!

Josh

[Dion DePaoli]

I would not recommend using a landlord service provider for whole loan credit inquires. The two events are a little different even though the outcome of getting some type of credit report is the same. The authorization to pull credit is not on the same path.

Credco is one of the major folks. You have to be approved to pull credit and you are responsible for what you pull, how you store it and use it.

Josh I see you list yourself as a residential lender, you do not have a vendor service that you already use for your loans?