Skip to content
×
Pro Members Get
Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
ANNUAL Save 16%
$32.50 /mo
$390 billed annualy
MONTHLY
$39 /mo
billed monthly
7 day free trial. Cancel anytime
Tax Liens & Mortgage Notes
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

Updated over 7 years ago on . Most recent reply

User Stats

126
Posts
69
Votes
Kishore P.
  • Realtor
  • Farmington, MI
69
Votes |
126
Posts

Using Cash Value in Life Insurance for Partial Note Investing

Kishore P.
  • Realtor
  • Farmington, MI
Posted

Hello:

Can anyone who is familiar or have used Life Insurance Cash Value for Note Investing make a suggestion, source or education material on how? Could I leverage taking a loan (@ decent APR under 5%-6%) on Cash Value on a Life Insurance Policy?

I recall hearing someone talk about this on a Podcast, can't put my finger on it.

Thanks

Kishore. P

Most Popular Reply

User Stats

815
Posts
790
Votes
Thomas Rutkowski
#5 Personal Finance Contributor
  • Financial Advisor
  • Boynton Beach, FL
790
Votes |
815
Posts
Thomas Rutkowski
#5 Personal Finance Contributor
  • Financial Advisor
  • Boynton Beach, FL
Replied

I've done several podcasts and video training classes on how to leverage high cash value life insurance policies. This is a great way to earn more on your investments.

1. You don't want to use a policy loan. Unless you want to pay more in taxes. Your business entity can get a loan with an assignment of collateral against the policy as a personal guarantee. That loan interest is deductible. 

2. I've got a shortlist of banks and lenders who are willing to provide a cash value line of credit.

3. I've got a short intro video on my profile where you can learn a little more about what I do.

4. This subject has been beat to death on this thread: https://www.biggerpockets.com/forums/519/topics/245380-paradigm-life-infinite-banking-whole-life-insurance?page=3

  • Thomas Rutkowski
  • Loading replies...