The Marschall Gables Group
PrimeLending, A PlainsCapital Company
8201 Norman Center Drive, Suite 230 | Bloomington, MN 55437
PrimeLending NMLS 13649. Equal Housing Lender
I recommend Dean Schiffler with PHH, he works with a large network of brokers so he can almost always get the best rates outside of credit unions. I have used him exclusively so far. He doesn't have the cheapest closing costs but you can trust him to be straight with you, to get it right and get it on time. My latest purchase 1.5 months ago FHA and he got me locked in at 3.25 when everyone else was advertising 3.75+.
Alternatively I recommend penfed online credit union if you are buying for owner occupied non FHA. A small donation to military foundation to join gets you access to some great options and the lowest rates I have seen. If you pick their 15/15 and work with penfed affiliated realtor they pay all closing costs up to 10k. They are picky though so you have to be a strong borrower.
For a local credit union owner occupied non FHA I recommend Wings Financial. Again they have lower rates and closing costs then the big boys and their rates are not risk based - ie if you meet their min requirements you get the same great rates as the strongest borrower.
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@Jared McKie thank you that's funny I was just searching online last night and stumbled on their website. I'll do my due diligence and call him go set something up. Thank you for the recommendation!
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