Lender with low seasoning requirements

[Neddie Smith]

I am an out-of-state investor looking for a lender to do cash-out refinancing that has low seasoning times. My properties are in the Cincinnati area. Does anyone have any suggestions for me?

Thanks in advance!

[Jerry Padilla]

@Neddie Smith

How long have you owned the properties?

Conventional requires 6 months seasoning, but you can start the process prior to that time so you can close right at 6 months. 

There may be some commercial lenders that have no seasoning requirements, but rates are going to be higher than conventional.