Been looking for an online or REI Friendly bank in the area that will allow me to scale.

My current bank will not let me Cash out refi on my rental (will be 6 months seasoned in 1 month), will not give me 30 years on an investment property, will not calculate any type of income from the rental property until 1 year is over, ect.

I just missed out on an amazing foreclosure deal right next to my primary (where all my rentals are located) because of my banks terms and conditions.

Been looking and looking, but it seems like no banks are REI Friendly that I have talked to (or there huge lack of knowledge does not allow them to answer questions and I am on the telephone for an hour talking to an uninformed loan officer).

Help!? What bank do you use!?